Finance for Private Buyers
We have a number of finance products available
to help you buy your car or van, however the two most common are Hire Purchase
and our Personal Contract Purchase (PCP) product; Ultimate Plus.
Here’s a brief summary of the main features of the two products to help you
decide which is the more appropriate one for your circumstances.
Hire Purchase
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Available on new cars and used cars up to 10 years old
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Spread your repayments over 1 to 5 years
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Choose the amount of deposit you wish to put down*
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Fixed interest rates and fixed repayments throughout the agreement
Ultimate Plus
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Available on new and used cars up to 3 years old
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Available on 2 and 3 year finance agreements only
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A deposit will be required
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Fixed interest rates and fixed repayments throughout the agreement
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Future value of vehicle guaranteed
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The options at the end of the agreement are:
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Part exchange the car for another one
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Pay the deferred amount and keep the car
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Sell the car yourself, repay the deferred amount and keep the difference
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Return the car to your dealer with nothing further to pay**
* - Subject to status - conditions apply.
** - Provided the car is in good condition and the maximum mileage limit has not been exceeded.
Finance is only available to persons aged 18 years or over, subject to status. Indemnities may be required.
